Rates are constantly changing. Our rates change daily and often times in this economy they change intra-daily. Because of this it’s next to impossible to post “real time” rates.  Any dramatic stock market news or Government reporting data can affect interest rates.  I don’t want to post something and then tell you it’s not available anymore when you call me. The best thing to do is simply call or email me and I’ll let you know what the rate is and how much of your closing costs I can pay.